100% of Sum Assured payable as a lump sum benefit in the event of death of the insured.

100% of Sum Assured payable as a lump sum benefit in the event of total permanent disability of the insured.

Remaining Premium will be waived in the event of death or total permanent disability of the insured.

20% of Sum Assured payable for five years at the end of each policy year after premium payment period

Paid-up Policy

• Option to discontinue paying premiums, with the paid-up value provided as a benefit for death, TPD or maturity benefit.

Surrender Value

• Option to surrender the policy and take out available Cash Value before the end of the policy term.

Policy Loan

• Option take out a loan from available Cash Value.